Ebenezer Scrooge is a Greedy, cold-hearted, and in miserly. He cares only about money and has no sympathy for others. He dislikes Christmas, calling it “humbug.” He is also a harsh employer. He keeps his office cold to save coal and pays Bob Cratchit very little. He is a Lonely man . He lives alone and seems to prefer it that way. Refusing charity he rejects giving to the poor, even saying they should go to prisons or workhouses instead.Overall, he begins the story as a man who values money over people.